Health Insurance Increase for Smoker in Wisconsin

Under a proposal in the Wisconsin legislature, state workers would have to pay $50 per month more for health insurance. On May 21st, the Joint Finance Committee voted 13-3 to approve the bill.

Currently 12 other states have similar fees. Over the past few years, many private employer plans have imposed similar cost increases on their health plans for smokers. All individual health insurance plans in Wisconsincharge higher premiums for smokers. On average, a family or individual purchasing a plan directly will pay around 20-30% more to a similar non-smoker.

In addition, you will need to be tobacco free for at least one year to get a non-tobacco rate is Wisconsin when purchasing an individual plan. Failure to accurately disclose tobacco use on your health insurance application could result in the denial of coverage when submitting a claim.

This entry was posted in WI Health Insurance Information, WI Health Insurance Laws and tagged , . Bookmark the permalink.

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