Finding Health Insurance in Wisconsin

Finding a health insurance plan in Wisconsin that is affordable and fits your needs can be complicated.  Badgerland Health knows how to help, whether you are looking for an individual or family health insurance plan.

One way to keep your premium low is by purchasing a high deductible health plan.  This will still give you the coverage you need for a major medical situation without breaking the bank.  This option also permits you to partake in the benefits of a Health Savings Account (HSA). Continue reading

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Health Care Reform – Immunizations

Parents with health insurance coverage in Wisconsin will soon no longer free immunizations for the children as of October 1st, 2012 because Wisconsin, like the rest of the country are required to comply with the new federal law as part of the healthcare reform passed in 2010.

According to the Wisconsin Department of Health, about 16 percent of families throughout the state with health insurance receive free immunizations at local clinics and health departments for their children.

Physicians and providers are concerned that the new law could result in fewer people seeking immunizations for their children.  If you have questions regarding whether or not your medical plan in Wisconsin covers immunizations, please contact us and we would be happy to help.

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Prescription Drug Coverage

Most individual and family health insurance plans sold in Wisconsin come with a few different options which I will describe below:

  • No Prescription Drug Coverage – I guess that’s pretty self explanatory, as the plans will not cover prescription drugs.
  • Generic Prescription Drug Coverage – As you would expect, these plans only cover generic drugs which can be a pretty big problem if someone were to get cancer, or another serious illness, as they would have to pay Continue reading
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Health Insurance Rebates

Wisconsin residents and employers will be receiving approximately $10.5 million dollars in health insurance rebates as a result of the health care legislation passed in 2010.  The US Health and Human Services Department estimates that just over 280,000 residents will either get a reduced premium or refund by the end of 2012.

Part of the health insurance regulation required health insurance companies to bay out 80% of their premiums on actual care for individual and small business plans, and 85% on large group plans. Continue reading

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HumanaOne HSA Plans in Wisconsin

If you are in one of the states that offers HumanaOne HSA plans (Arizona, Colorado, Florida, Illinois, and Wisconsin), purchasing the HumanaOne HSA is a simple way to decrease your health insurance premiums.

There are two components to a HumanaOne health insurance plan.  The first is a high deductible health plan (HDHP) and the second is a Health Savings Account (HSA). Continue reading

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Coinsurance on Health Insurance Explained

People who haven’t purchased health insurance before, or even those who have don’t always understand what coinsurance is.  All companies offering health insurance in Wisconsin have a coinsurance option on some, if not all of their plans.  Coinsurance is essentially the amount you pay in conjunction with the health insurance company after you meet your deductible.  The most common ration is an 80/20 plan where you pay 20% and the health insurance company pays 80% of a pre-determined coinsurance limit. Continue reading

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Wisconsin’s Mark Neuman Oposes Healthcare Law

U.S. Senate Candidate Mark Neumann is traveling around Wisconsin in opposition to President Obama’s health care law, which the US Supreme Court is anticipated to rule within the next week.

On Wednesday, Neumann spoke at St. Vincent Hospital in Green Bay, WI.  He said that he does not agree with a provision that requires the majority of health plans to cover contraceptives for women with no charge. Continue reading

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United Health Deductible Credit

United HealthOne individual and family health insurance plans in Wisconsin now offer a deductible credit on their plans.  In January of every year eligibility for deductible credit is decided. The credit offered is based on how many consecutive years the plan’s network deductible has not been met.  It is a percentage of the chosen network deductible. Continue reading

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Medical Expenses and Health Insurance

$6.2 million has been raised by an investor group which is led by Baird Venture Partners and the State of Wisconsin Investment Board for Zurex Pharma Inc.  Zurex Parma is a company based in Middleton, Wisconsin developing products to assist in preventing infections within healthcare environments.  They moved to Middleton, Wisconsin in 2010 as a break off from Ash Access Technology Inc in effort to develop the products. Continue reading

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Arise Health Optional Dental Coverage

Arise Health of Green Bay, WI, now offers pptional dental coverage that includes a variety of routine, basic, and major dental services.
• Annual Maximum Benefit: $500 per individual, with opportunity to
be as much as $1,500 (Includes Maximum Benefit Bonus – Unused annual $500
maximum will be rolled for use in future years up to $1,500.)
• Annual Deductible: $50 per individual
• Out-of-pocket savings for all services provided by Delta Dental
PPO dentists
• Higher out-of-pocket costs for services provided by non-Delta Dental
PPO dentists
• To find a Delta Dental PPO dentist, visit www.deltadentalwi.com
• Dependent children: Up to age 26    For detailed information Continue reading

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